{"data":{"id":12986,"title":"Lifetime Insurance Clarification","rsi_url":"https:\/\/robertsspaceindustries.com\/en\/comm-link\/transmission\/12986-Lifetime-Insurance-Clarification","api_url":"https:\/\/api.star-citizen.wiki\/api\/comm-links\/12986","api_public_url":"https:\/\/api.star-citizen.wiki\/comm-links\/12986","channel":"Transmission","category":"Undefined","series":"None","images":[{"id":488,"name":"Test_renders6c_Main_comp.jpg","rsi_url":"https:\/\/robertsspaceindustries.com\/media\/idsw5s6w306ccr\/source\/Test_renders6c_Main_comp.jpg","alt":"","size":680493,"mime_type":"image\/jpeg","last_modified":"2013-07-19T05:20:31+00:00","api_url":"https:\/\/api.star-citizen.wiki\/api\/comm-link-images\/488","similar_url":"https:\/\/api.star-citizen.wiki\/api\/comm-link-images\/488\/similar"},{"id":489,"name":"LTI.png","rsi_url":"https:\/\/robertsspaceindustries.com\/media\/yu1s5jz2jtphkr\/source\/LTI.png","alt":"LTI eligibility chart","size":47637,"mime_type":"image\/png","last_modified":"2013-07-19T05:08:12+00:00","api_url":"https:\/\/api.star-citizen.wiki\/api\/comm-link-images\/489","similar_url":"https:\/\/api.star-citizen.wiki\/api\/comm-link-images\/489\/similar"}],"images_count":2,"translations":{"en_EN":"Greetings Citizens,\nYesterday\u2019s post brought up a number of questions and comments about Lifetime Insurance. In an effort to clarify and smooth the transition to the new website and to make LTI as fair as possible for all interested groups, we have made some refinements to the system. To begin, we would like to clarify who does and does not have Lifetime Insurance. We have created a useful chart for your reference. The new site will divide users into three groups:\n\n\u201cOriginal Backers\u201d \u2013 Backers who pledged before November 26th, 2012.\n\n\u201cVeteran Backers\u201d \u2013 Backers who pledged between November 26th, 2012 and the end of the grace period on July 6, 2013.\n\n\u201cBackers\u201d \u2013 Backers who will have only pledged after the end of the grace period on July 6, 2013.\n\nLTI eligibility chart Do I \/ Can I have Lifetime Insurance?\nThis table indicates the ways in which LTI will apply to each of the user groups listed above when the new website goes live.\n\nWhen the new site launches, everyone will be able to exchange (or \u201cmelt\u201d) their current items for credits as many times as they would like for other packages. After a ship is flown in the game, it is flagged as \u2018used\u2019 and can not be exchanged for credits on the website, it can only be traded in the game itself. Gifted ships are melted at their original price in order to prevent Original Backers from pledging for lower cost versions of packages and then trading them in at the current price.\n\nIn the future, packages will include Standard Hull Insurance which must be renewed after a set period (currently between 1 and 6 months depending on the package) instead of Lifetime Insurance. We want to be absolutely clear that Standard Hull Insurance, which offers the same exact protection, is available to all players in the game. Players simply need to continue to renew it with credits earned in-game. LTI is intended to make this more convenient for our early backers, not to unbalance the game in any way. Insurance does not negate the cost of repairing, rearming or docking your ship. It protects your hull in its current condition and does not allow you to explode a beaten up ship to exchange for a fresh one at no cost.\n\nLifetime Insurance * Replaces your ship hull in the event of destruction or theft.\n\nHull is replaced with an identical model in equivalent condition.\n\nEffective indefinitely with no additional in-game fee.\n\n\n\nStandard Hull Insurance * Replaces your ship hull in the event of destruction or theft.\n\nHull is replaced with an identical model in equivalent condition.\n\nEffective for a set period of time: currently one, three or six months.\n\nMust be renewed with in-game credits once expired.\n\n\n\n* Insurance claims may be denied in cases of proven fraud.","de_DE":"Gr\u00fc\u00dfe B\u00fcrger,\nDer gestrige Beitrag brachte eine Reihe von Fragen und Kommentaren zur Lebensversicherung zur Sprache. Um den \u00dcbergang zur neuen Website zu kl\u00e4ren und zu erleichtern und den LTI f\u00fcr alle interessierten Gruppen so fair wie m\u00f6glich zu gestalten, haben wir das System weiterentwickelt. Zun\u00e4chst m\u00f6chten wir kl\u00e4ren, wer eine Lebensversicherung hat und wer nicht. Wir haben eine n\u00fctzliche Tabelle f\u00fcr Sie zusammengestellt. Die neue Website wird die Benutzer in drei Gruppen einteilen:\n\n\"Original Backers\" - Unterst\u00fctzer, die sich vor dem 26. November 2012 verpflichtet haben.\n\"Veteran Backers\" - Unterst\u00fctzer, die zwischen dem 26. November 2012 und dem Ende der Nachfrist am 6. Juli 2013 zugesagt haben.\n\"Geldgeber\" - Geldgeber, die erst nach Ablauf der Nachfrist am 6. Juli 2013 zugesagt haben. Habe ich \/ Kann ich eine Lebensversicherung abschlie\u00dfen?\nDiese Tabelle zeigt, wie das LTI f\u00fcr jede der oben aufgef\u00fchrten Benutzergruppen gilt, wenn die neue Website in Betrieb geht.\n\nWenn die neue Website startet, kann jeder seine aktuellen Artikel so oft gegen Credits eintauschen (oder \"schmelzen\"), wie er es f\u00fcr andere Pakete m\u00f6chte. Nachdem ein Schiff im Spiel geflogen ist, wird es als \"gebraucht\" gekennzeichnet und kann nicht gegen Credits auf der Website eingetauscht werden, es kann nur im Spiel selbst gehandelt werden. Geschenkschiffe werden zu ihrem urspr\u00fcnglichen Preis geschmolzen, um zu verhindern, dass Original Backers Versprechungen f\u00fcr kosteng\u00fcnstigere Versionen von Paketen macht und sie dann zum aktuellen Preis eintauscht.\n\nZu den Paketen geh\u00f6rt in Zukunft die Standard-Kaskoversicherung, die nach einer bestimmten Frist (derzeit zwischen 1 und 6 Monaten je nach Paket) anstelle der Lebensversicherung erneuert werden muss. Wir m\u00f6chten unmissverst\u00e4ndlich klarstellen, dass die Standard-Kaskoversicherung, die den gleichen genauen Schutz bietet, f\u00fcr alle Spieler im Spiel verf\u00fcgbar ist. Die Spieler m\u00fcssen es einfach weiter verl\u00e4ngern, indem sie im Spiel erworbene Credits verwenden. LTI soll dies f\u00fcr unsere Early Backer angenehmer machen und das Spiel in keiner Weise aus dem Gleichgewicht bringen. Die Versicherung verneint nicht die Kosten f\u00fcr die Reparatur, Aufr\u00fcstung oder das Andocken Ihres Schiffes. Es sch\u00fctzt Ihren Rumpf im aktuellen Zustand und erlaubt es Ihnen nicht, ein geschlagenes Schiff zu sprengen, um es kostenlos gegen ein neues auszutauschen.\n\nLebensversicherung * Ersetzt Ihren Schiffsk\u00f6rper im Falle von Zerst\u00f6rung oder Diebstahl. Der Rumpf wird durch ein identisches Modell in gleichwertigem Zustand ersetzt. Auf unbestimmte Zeit g\u00fcltig, ohne zus\u00e4tzliche Geb\u00fchren im Spiel. Standard-Kaskoversicherung * Ersetzt Ihren Schiffsk\u00f6rper im Falle von Zerst\u00f6rung oder Diebstahl. Der Rumpf wird durch ein identisches Modell in gleichwertigem Zustand ersetzt. Wirksam f\u00fcr einen bestimmten Zeitraum: derzeit ein, drei oder sechs Monate. Muss nach Ablauf mit Ingame-Credits verl\u00e4ngert werden.\nVersicherungsanspr\u00fcche k\u00f6nnen bei nachgewiesenem Betrug abgelehnt werden.","zh_CN":"Greetings Citizens,\nYesterday\u2019s post brought up a number of questions and comments about Lifetime Insurance. In an effort to clarify and smooth the transition to the new website and to make LTI as fair as possible for all interested groups, we have made some refinements to the system. To begin, we would like to clarify who does and does not have Lifetime Insurance. We have created a useful chart for your reference. The new site will divide users into three groups:\n\n\u201cOriginal Backers\u201d \u2013 Backers who pledged before November 26th, 2012.\n\n\u201cVeteran Backers\u201d \u2013 Backers who pledged between November 26th, 2012 and the end of the grace period on July 6, 2013.\n\n\u201cBackers\u201d \u2013 Backers who will have only pledged after the end of the grace period on July 6, 2013.\n\nLTI eligibility chart Do I \/ Can I have Lifetime Insurance?\nThis table indicates the ways in which LTI will apply to each of the user groups listed above when the new website goes live.\n\nWhen the new site launches, everyone will be able to exchange (or \u201cmelt\u201d) their current items for credits as many times as they would like for other packages. After a ship is flown in the game, it is flagged as \u2018used\u2019 and can not be exchanged for credits on the website, it can only be traded in the game itself. Gifted ships are melted at their original price in order to prevent Original Backers from pledging for lower cost versions of packages and then trading them in at the current price.\n\nIn the future, packages will include Standard Hull Insurance which must be renewed after a set period (currently between 1 and 6 months depending on the package) instead of Lifetime Insurance. We want to be absolutely clear that Standard Hull Insurance, which offers the same exact protection, is available to all players in the game. Players simply need to continue to renew it with credits earned in-game. LTI is intended to make this more convenient for our early backers, not to unbalance the game in any way. Insurance does not negate the cost of repairing, rearming or docking your ship. It protects your hull in its current condition and does not allow you to explode a beaten up ship to exchange for a fresh one at no cost.\n\nLifetime Insurance * Replaces your ship hull in the event of destruction or theft.\n\nHull is replaced with an identical model in equivalent condition.\n\nEffective indefinitely with no additional in-game fee.\n\n\n\nStandard Hull Insurance * Replaces your ship hull in the event of destruction or theft.\n\nHull is replaced with an identical model in equivalent condition.\n\nEffective for a set period of time: currently one, three or six months.\n\nMust be renewed with in-game credits once expired.\n\n\n\n* Insurance claims may be denied in cases of proven fraud."},"links_count":0,"comment_count":341,"created_at":"2013-05-07T00:00:00+00:00","created_at_human":"13 years ago"},"meta":{"processed_at":"2026-05-28 07:16:39","valid_relations":["images","links"],"prev_id":12985,"next_id":12987}}