Lifetime Insurance Clarification - [Comm-Links](https://api.star-citizen.wiki/comm-links) - Lifetime Insurance Clarification Lifetime Insurance Clarification ================================ Undefined Undefined None [Previous](https://api.star-citizen.wiki/comm-links/12985) [Next](https://api.star-citizen.wiki/comm-links/12987) Content ------- English Greetings Citizens, Yesterday’s post brought up a number of questions and comments about Lifetime Insurance. In an effort to clarify and smooth the transition to the new website and to make LTI as fair as possible for all interested groups, we have made some refinements to the system. To begin, we would like to clarify who does and does not have Lifetime Insurance. We have created a useful chart for your reference. The new site will divide users into three groups: “Original Backers” – Backers who pledged before November 26th, 2012. “Veteran Backers” – Backers who pledged between November 26th, 2012 and the end of the grace period on July 6, 2013. “Backers” – Backers who will have only pledged after the end of the grace period on July 6, 2013. Do I / Can I have Lifetime Insurance? This table indicates the ways in which LTI will apply to each of the user groups listed above when the new website goes live. When the new site launches, everyone will be able to exchange (or “melt”) their current items for credits as many times as they would like for other packages. After a ship is flown in the game, it is flagged as ‘used’ and can not be exchanged for credits on the website, it can only be traded in the game itself. Gifted ships are melted at their original price in order to prevent Original Backers from pledging for lower cost versions of packages and then trading them in at the current price. In the future, packages will include Standard Hull Insurance which must be renewed after a set period (currently between 1 and 6 months depending on the package) instead of Lifetime Insurance. We want to be absolutely clear that Standard Hull Insurance, which offers the same exact protection, is available to all players in the game. Players simply need to continue to renew it with credits earned in-game. LTI is intended to make this more convenient for our early backers, not to unbalance the game in any way. Insurance does not negate the cost of repairing, rearming or docking your ship. It protects your hull in its current condition and does not allow you to explode a beaten up ship to exchange for a fresh one at no cost. Lifetime Insurance * Replaces your ship hull in the event of destruction or theft. Hull is replaced with an identical model in equivalent condition. Effective indefinitely with no additional in-game fee. Standard Hull Insurance * Replaces your ship hull in the event of destruction or theft. Hull is replaced with an identical model in equivalent condition. Effective for a set period of time: currently one, three or six months. Must be renewed with in-game credits once expired. * Insurance claims may be denied in cases of proven fraud. Grüße Bürger, Der gestrige Beitrag brachte eine Reihe von Fragen und Kommentaren zur Lebensversicherung zur Sprache. Um den Übergang zur neuen Website zu klären und zu erleichtern und den LTI für alle interessierten Gruppen so fair wie möglich zu gestalten, haben wir das System weiterentwickelt. Zunächst möchten wir klären, wer eine Lebensversicherung hat und wer nicht. Wir haben eine nützliche Tabelle für Sie zusammengestellt. Die neue Website wird die Benutzer in drei Gruppen einteilen: "Original Backers" - Unterstützer, die sich vor dem 26. November 2012 verpflichtet haben. "Veteran Backers" - Unterstützer, die zwischen dem 26. November 2012 und dem Ende der Nachfrist am 6. Juli 2013 zugesagt haben. "Geldgeber" - Geldgeber, die erst nach Ablauf der Nachfrist am 6. Juli 2013 zugesagt haben. Habe ich / Kann ich eine Lebensversicherung abschließen? Diese Tabelle zeigt, wie das LTI für jede der oben aufgeführten Benutzergruppen gilt, wenn die neue Website in Betrieb geht. Wenn die neue Website startet, kann jeder seine aktuellen Artikel so oft gegen Credits eintauschen (oder "schmelzen"), wie er es für andere Pakete möchte. Nachdem ein Schiff im Spiel geflogen ist, wird es als "gebraucht" gekennzeichnet und kann nicht gegen Credits auf der Website eingetauscht werden, es kann nur im Spiel selbst gehandelt werden. Geschenkschiffe werden zu ihrem ursprünglichen Preis geschmolzen, um zu verhindern, dass Original Backers Versprechungen für kostengünstigere Versionen von Paketen macht und sie dann zum aktuellen Preis eintauscht. Zu den Paketen gehört in Zukunft die Standard-Kaskoversicherung, die nach einer bestimmten Frist (derzeit zwischen 1 und 6 Monaten je nach Paket) anstelle der Lebensversicherung erneuert werden muss. Wir möchten unmissverständlich klarstellen, dass die Standard-Kaskoversicherung, die den gleichen genauen Schutz bietet, für alle Spieler im Spiel verfügbar ist. Die Spieler müssen es einfach weiter verlängern, indem sie im Spiel erworbene Credits verwenden. LTI soll dies für unsere Early Backer angenehmer machen und das Spiel in keiner Weise aus dem Gleichgewicht bringen. Die Versicherung verneint nicht die Kosten für die Reparatur, Aufrüstung oder das Andocken Ihres Schiffes. Es schützt Ihren Rumpf im aktuellen Zustand und erlaubt es Ihnen nicht, ein geschlagenes Schiff zu sprengen, um es kostenlos gegen ein neues auszutauschen. Lebensversicherung * Ersetzt Ihren Schiffskörper im Falle von Zerstörung oder Diebstahl. Der Rumpf wird durch ein identisches Modell in gleichwertigem Zustand ersetzt. Auf unbestimmte Zeit gültig, ohne zusätzliche Gebühren im Spiel. Standard-Kaskoversicherung * Ersetzt Ihren Schiffskörper im Falle von Zerstörung oder Diebstahl. Der Rumpf wird durch ein identisches Modell in gleichwertigem Zustand ersetzt. Wirksam für einen bestimmten Zeitraum: derzeit ein, drei oder sechs Monate. Muss nach Ablauf mit Ingame-Credits verlängert werden. Versicherungsansprüche können bei nachgewiesenem Betrug abgelehnt werden. Greetings Citizens, Yesterday’s post brought up a number of questions and comments about Lifetime Insurance. In an effort to clarify and smooth the transition to the new website and to make LTI as fair as possible for all interested groups, we have made some refinements to the system. To begin, we would like to clarify who does and does not have Lifetime Insurance. We have created a useful chart for your reference. The new site will divide users into three groups: “Original Backers” – Backers who pledged before November 26th, 2012. “Veteran Backers” – Backers who pledged between November 26th, 2012 and the end of the grace period on July 6, 2013. “Backers” – Backers who will have only pledged after the end of the grace period on July 6, 2013. Do I / Can I have Lifetime Insurance? This table indicates the ways in which LTI will apply to each of the user groups listed above when the new website goes live. When the new site launches, everyone will be able to exchange (or “melt”) their current items for credits as many times as they would like for other packages. After a ship is flown in the game, it is flagged as ‘used’ and can not be exchanged for credits on the website, it can only be traded in the game itself. Gifted ships are melted at their original price in order to prevent Original Backers from pledging for lower cost versions of packages and then trading them in at the current price. In the future, packages will include Standard Hull Insurance which must be renewed after a set period (currently between 1 and 6 months depending on the package) instead of Lifetime Insurance. We want to be absolutely clear that Standard Hull Insurance, which offers the same exact protection, is available to all players in the game. Players simply need to continue to renew it with credits earned in-game. LTI is intended to make this more convenient for our early backers, not to unbalance the game in any way. Insurance does not negate the cost of repairing, rearming or docking your ship. It protects your hull in its current condition and does not allow you to explode a beaten up ship to exchange for a fresh one at no cost. Lifetime Insurance * Replaces your ship hull in the event of destruction or theft. Hull is replaced with an identical model in equivalent condition. Effective indefinitely with no additional in-game fee. Standard Hull Insurance * Replaces your ship hull in the event of destruction or theft. Hull is replaced with an identical model in equivalent condition. Effective for a set period of time: currently one, three or six months. Must be renewed with in-game credits once expired. * Insurance claims may be denied in cases of proven fraud. Links ----- No links available. Images ------ 2 image/jpeg [ ![](https://robertsspaceindustries.com/media/idsw5s6w306ccr/source/Test_renders6c_Main_comp.jpg) ](https://robertsspaceindustries.com/media/idsw5s6w306ccr/source/Test_renders6c_Main_comp.jpg) Test_renders6c_Main_comp.jpg [Details](https://api.star-citizen.wiki/comm-links/images/488) Last Modified 12 years ago Size 664.54 KB [Source](https://robertsspaceindustries.com/media/idsw5s6w306ccr/source/Test_renders6c_Main_comp.jpg) [Info](https://api.star-citizen.wiki/comm-links/images/488) image/png [ ![LTI eligibility chart](https://robertsspaceindustries.com/media/yu1s5jz2jtphkr/source/LTI.png) ](https://robertsspaceindustries.com/media/yu1s5jz2jtphkr/source/LTI.png) LTI.png LTI eligibility chart [Details](https://api.star-citizen.wiki/comm-links/images/489) Last Modified 12 years ago Size 46.52 KB [Source](https://robertsspaceindustries.com/media/yu1s5jz2jtphkr/source/LTI.png) [Info](https://api.star-citizen.wiki/comm-links/images/489) Metadata -------- CIG ID 12986 Channel Undefined Category Undefined Series None Comments 341 Published 12 years ago (2013-05-07T00:00:00+00:00) [RSI Article](https://robertsspaceindustries.com/comm-link/transmission/12986-Lifetime-Insurance-Clarification) [API](https://api.star-citizen.wiki/api/comm-links/12986)